Your First Ten Million Yen
(hybrid video and live online course, next cohort will run Nov 3-Dec 1, 2024)
*NOTE: if you use a VPN or a foreign credit card to pay for the course you may be charged foreign sales tax unnecessarily. To avoid this make sure that you use a Japanese source to pay and disable any VPNs
The knowledge, information, and encouragement you need to save and invest your way to ten million yen – and beyond.
Are you feeling uncertain about the future?
Do you want to get your finances in order?
Maybe you’ve realized you might not be financially prepared for retirement?
This course will give you all the information, encouragement, and resources you need to reach the goal of ten million yen in savings and investments.
Why ten million?
Because ten million yen is a number that could transform your life.
But ONLY if you know what to do with it.
Saving up ten million yen and squirrelling it away in a bank account isn’t enough money to live on for more than a handful of years at most.
But put that ten million to work by investing and the snowball effect of compounding interest means that money will grow and grow and grow and become enough to retire on.
But there’s something else special about ten million yen.
It’s a number most people are capable of reaching once they know how to manage their spending and saving. We’re talking about ordinary people like you and the 70 people who have taken this course in the first two cohorts.
Imagine this …
You have 10 million yen in investments. Money stress is a thing of the past. You feel able to deal with any kind of money emergency.
Better still, your finances are on autopilot. You have all your accounts set up, and invest regularly according to your plan. Your investments are growing.
Once you have 10 million yen, getting to 20 million yen and beyond is much easier.
Life is so much better when you don't have to worry about money. And for that, all you need is:
- an understanding of some basic principles of money management
- the tools to put money to work in Japan
- the support to take action
The course includes all the specific details you need to manage your money and build a retirement pot in Japan. These same tools are also what you need if you want to achieve financial freedom and retire early or go part-time and live partly off investment income.
"Well-organized and incredibly useful. Retire Japan's info got me into much better retirement shape. I fully take advantage of iDeCo, NISA and invest in world mutual funds with extra money. We've saved and made enough for a basic retirement fund and 6 months of emergency. We actually needed it this last year. Super grateful!"
- Leslie
"Life-changing course, I follow you on YouTube as well very diligently and I must say having this community and having your course has been of tremendous help in making me feel secure about my stay in Japan."
- Student in 2023
Your Instructor
Ben has been living and working in Japan for over twenty years, mainly in education. After losing his job at short notice in 2008, he became very interested in personal finance.
In 2013 Ben launched RetireJapan to share information in English about personal finance, investing, retirement, and life in Japan. He finished formal work in 2022.
Now Ben works mostly on the RetireJapan website and forum, courses, guides, coaching, and YouTube channel.
Go from uncertainty about your finances to having everything in order.
On this course, you'll learn
- how to plan track and plan your finances so you can reach 10 million yen in investments and beyond
- the habits you need for a strong financial foundation
- which accounts to open in Japan, and which brokers to use
- how to choose investments
- everything you need to know about the new NISA accounts as well as iDeCo.
No more wondering what the difference is between NISA and iDeCo or how to work out if nenkin is going to be enough to retire on (it probably won’t be!).
I’ve lived in Japan for 24 years and run a forum that’s helped thousands of people learn how to manage their money here so I can walk you step-by-step through every system you’ll need.
"The course will pay for itself in less than 6 months."
- Shiru
"The course was great. I liked the fact that there was some interaction with the other participants so it was more interesting and motivating than simply watching material online. "
- Oliver
Course Curriculum
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StartWelcome to Your First Ten Million Yen (2:50)
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StartThe pre-course Workbook (print or make a copy and save)
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StartHow the course works (4:30)
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StartTaking stock of your situation (4:27)
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StartWhat do you want to get out of this course? (1:52)
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StartGetting ready for the course (2:53)
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StartDon't compare yourself to others (2:22)
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StartPre-course assignment (3:31)
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StartWelcome Zoom Session Feb 11 20:00 (58:43)
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StartThis week's workbook (make a copy and print or save)
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StartHow to think about money (13:58)
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StartThe five areas (10:45)
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StartSpending and budget (7:53)
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StartMaking spreadsheets (12:00)
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StartSetting goals (3:03)
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StartAssignment
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StartReading/viewing list
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StartOffice Hours Feb 14 17:30
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StartPersonal Finance Zoom Session Feb 18 20:00 (76:32)
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StartThis week's workbook (save and make a copy, or print)
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StartWhat is investing? Two types of investments (6:52)
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StartThe stock market (8:19)
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StartThe best way to invest (8:37)
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StartKey principles (7:15)
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StartWhat is in your control? (3:30)
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StartAssignment
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StartReading/viewing list
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StartOffice Hours Feb 21 19:30
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StartInvesting Zoom Session Feb 25 20:00 (74:08)
Frequently Asked Questions
"It was an eye opener. Reality was hard to face but now we are more conscious about where our money is going."
- Abdessamad
"It is a very useful course. It should be mandatory for anyone coming to live in Japan."
- Student in 2023